Last updated: July 11, 2026
1. Acceptance
By accessing theratenow.com (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
2. What the Site is — and isn't
The Site provides currency-conversion tools and educational content for general informational purposes. TheRateNow is not a bank, broker, money-services business or financial adviser. We do not execute transactions, hold funds, or provide investment, legal, tax or accounting advice. Nothing on the Site constitutes a recommendation to buy, sell or hold any currency or financial instrument.
3. Exchange-rate data
Rates displayed are mid-market reference rates supplied by a third-party data provider and refreshed periodically. While we work to display accurate data, rates can be delayed, interrupted or contain errors, and actual transaction rates offered by financial providers will differ. You are solely responsible for verifying any rate before relying on it for a transaction. See the Disclaimer.
4. Acceptable use
You agree not to: (a) scrape, harvest or redistribute the Site's rate data; (b) interfere with the Site's operation or security; (c) use the Site for any unlawful purpose; or (d) frame or mirror the Site without written permission.
5. Intellectual property
All original content on the Site — articles, design, code and branding — is owned by TheRateNow and protected by copyright. You may quote brief excerpts with attribution and a link. Wholesale reproduction requires written permission. Third-party trademarks (e.g., currency names, provider names) belong to their respective owners.
6. Advertising and third-party links
The Site displays advertising served by Google AdSense and links to third-party websites. We do not control and are not responsible for the content, accuracy or practices of third-party sites or advertisers. The presence of an ad or link is not an endorsement.
7. Disclaimer of warranties
The Site is provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, completeness, merchantability, fitness for a particular purpose and non-infringement.
8. Limitation of liability
To the maximum extent permitted by law, TheRateNow and its operators shall not be liable for any direct, indirect, incidental, consequential or special damages — including financial losses arising from reliance on rate data — resulting from the use of, or inability to use, the Site.
9. Changes to the Site or Terms
We may modify the Site or these Terms at any time. Continued use after changes are posted constitutes acceptance of the updated Terms.
10. Contact
Questions about these Terms: [email protected].